Health Care Insurance Planning Is Critical (Reserve Component)

Most people leaving the military get civilian jobs that provide health care insurance. The result is continuous coverage. As demobilizing/deactivating members of the Guard and Reserve, your health care insurance most likely changed for you and your family, once you were called to active duty. You now must ensure you and your family will be covered again. 
Find out if there is a gap between the time your service-provided coverage ends and your current or new employer's coverage begins. During this time, you alone are responsible for paying all the medical bills that you and your family might incur. This could be devastating. A one-day stay in the hospital could cost thousands of dollars!
Fortunately, several resources are available to ensure continuous, comprehensive, quality health care for you and your family. Your options should be explained to you during your demobilization out-processing.  For specific health insurance questions, call the Health Benefits Advisor at the nearest military medical treatment facility once you have returned home or contact Military One Source at http://www.militaryonesource.com for assistance. Avoid running up medical bills without having prior approval for payment.
Date Last Reviewed: June 29, 2009

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