Many members of the National Guard and Reserves are caught by surprise when they realize the actual cost of providing health care insurance for themselves and their families. Before your release from active duty, you need to arrange for health insurance protection for you and your family. Demobilization/deactivation out-processing is your opportunity to learn about the types Department of Defense health care insurance plans you may be eligible to purchase based on your call-up for active duty service. Find out how long coverage will last, how much it will cost, what will be covered, what kind of out-of-pocket expenses you should expect to pay, and all the details before having any medical treatment or care provided to you or your family. Chapter 4 Health and Well Being of the guide will help you get started learning about your options and plan for your health care insurance needs.